109 Villa Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 109 Villa Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1956
Lot Size	0.63 acres (27,289 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2026)
Tax Bill	$624 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`219360000`

Property Details

APN / Parcel Number

Primary APN	`219360000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,404 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	27,289 sqft (0.63 acres)
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft

Location & Zoning

Street Address	109 VILLA RD
City	RIDGEWAY
State	VA
Zip	24148-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	MARROWBONE HGTS LOT 7,8
Legal Subdivision	MARROWBONE HGT
Legal Lot Number	7-8
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1045
Census Tract	10602

Owner

109 Villa Rd is owned by two individuals who bought it in March 2026.

Source: Henry County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 PINE TOP LN, CRITZ, VA 24082-3086
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 29, 2025	Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK NA
Apr 25, 2018	Warranty Deed, Transfer · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST CO
Feb 9, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Aug 29, 2025 · Amount on File
Deed Document Number	2026894
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0000002990
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Mar 13, 2026
Property Address	109 VILLA RD, RIDGEWAY, VA 24148-3349
Document Number	0260000894
Map Reference	MB 9 PG 17
Instrument Date	Mar 12, 2026
Instrument	260000894
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE TOP LN, CRITZ, VA 24082-3086

August 2025: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Aug 29, 2025
Property Address	109 VILLA RD, RIDGEWAY, VA 24148-3349
Document Number	0250003285
Map Reference	MB 9 PG 17
Instrument Date	Aug 8, 2025
Instrument	250003285
Transaction Type	Foreclosure
Record Updated	Sep 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$112.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 13, 2022
Property Address	109 VILLA RD, RIDGEWAY, VA 24148-3349
Document Number	0220000193
Instrument Date	Jan 13, 2022
Instrument	220000193
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VILLA RD, RIDGEWAY, VA 24148-3349

Mortgage

Document Number	0220000194
Date	Jan 13, 2022
Instrument	220000194

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Apr 25, 2018
Property Address	109 VILLA RD, RIDGEWAY, VA 24148-3349
Document Number	180001476
Instrument Date	Apr 20, 2018
Instrument	180001476
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180001477
Date	Apr 25, 2018
Instrument	180001477

Lender

Name	AMERICAN NATIONAL BANK AND TRUST CO

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENRY VA
Recording Date	Feb 9, 2018
Property Address	109 VILLA RD, RIDGEWAY, VA 24148-3349
Document Number	180000463
Instrument Date	Jan 3, 2018
Instrument	180000463
Transaction Type	Foreclosure
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Tax Assessment & Valuation

The 2025 property tax bill for 109 Villa Rd was $624.

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00	$112,500 Land $20,000 Building $92,500
2023	$624.00	$112,500 Land $20,000 Building $92,500	$112,500 Land $20,000 Building $92,500
2021			$112,500 Land $20,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Villa Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1996–2020)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Villa Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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