109 Vernice Ave, Ruleville, MS 38771 Property Records

Sunflower County property record for 109 Vernice Ave, Ruleville, MS 38771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,439 sqft · built 1973
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$70,500 (Dec 2019)
Tax Bill	$969 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069P-31-00-176.00`

Property Details

APN / Parcel Number

Primary APN	`069P-31-00-176.00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,439 sqft Finished Area
1st Floor Area	950 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	109 VERNICE AVE
City	RULEVILLE
State	MS
Zip	38771-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 (75X100) - SMITH'S ADD PB 5/27 RULEVILLE OLD PCL:8069P0003200 0002500
Legal Subdivision	SMITH'S ADDITION
Legal Lot Number	25
Jurisdiction	SUNFLOWER MS
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	950200

Owner

109 Vernice Ave is owned and occupied by an individual who bought it in December 2019.

Source: Sunflower County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Dec 18, 2019	Re-recorded Document · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	20196008
Prior Transfer Date	Feb 14, 2019
Prior Transfer Doc	2019001083
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002096
Date	Apr 25, 2022
Instrument	2022002096

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUNFLOWER MS
Recording Date	Mar 5, 2019
Property Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033
Document Number	2019001083
Instrument Date	Feb 14, 2019
Instrument	2019001083
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033

Mortgage

Document Number	2019001084
Date	Mar 5, 2019
Instrument	2019001084

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2048

December 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUNFLOWER MS
Recording Date	Dec 18, 2019
Property Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033
Document Number	2019006008
Instrument Date	Oct 25, 2018
Instrument	2019006008
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VERNICE AVE, RULEVILLE, MS 38771-4033

Mortgage

Document Number	2019006010
Date	Dec 18, 2019
Instrument	2019006010

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Vernice Ave was $969.

Source: Sunflower County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Municipality	Ruleville City
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00	$5,759 Land $600 Building $5,159	$57,592 Land $6,000 Building $51,592
2023	$969.00	$5,759 Land $600 Building $5,159	$57,592 Land $6,000 Building $51,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Vernice Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Vernice Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DODDSVILLE serves 264 people · EPA ID MS0670003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2020 Total trihalomethanes not recorded as resolved · Apr 2020
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Aug 2021 Sanitary survey deficiency not corrected Feb 2013
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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