109 Varney Rd, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 109 Varney Rd, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1986
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2011)
Tax Bill	$10,869 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:A0036 B:M L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:A0036 B:M L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	109 VARNEY RD
City	DOVER
State	NH
Zip	03820-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	M
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1003
Census Tract	81600

Owner

109 Varney Rd is owned and occupied by two individuals who bought it in June 2011.

Source: Strafford County and Dover City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 VARNEY RD, DOVER, NH 03820-6232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Prior Sale	Mar 21, 2011 · Amount on File
Deed Book / Page	3934 / 902
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	109 VARNEY RD, DOVER, NH 03820-6232
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005066-137
Date	Sep 22, 2022
Book Page	5066/137
Instrument	220014313

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	109 VARNEY RD, DOVER, NH 03820-6232
Document Number	0048300556
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 VARNEY RD DOVER NH 038206232, DOVER, NH 03820-6232

Mortgage

Document Number	0048300556
Date	Nov 9, 2020
Book Page	004830/000556
Instrument	19529

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 109 Varney Rd was $10,869, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,869.00 (+8.31%)	$552,300 (-) Land $185,500 Building $366,800
2024	$10,035.00 (+8.96%)	$552,300 (+12.14%) Land $185,500 Building $366,800	$506,635
2023	$9,210.00 (+2.25%)	$492,500 (+8.48%) Land $170,500 Building $322,000
2022	$9,007.00	$454,000 Land $160,400 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Varney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Varney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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