Madison County property record for 109 Valley St, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,340 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Sep 2020) |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9861-19-1613 |
| Primary APN | 9861-19-1613 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Heated Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Flooring | Hardwood |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 156 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Other |
| Street Address | 109 VALLEY ST |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SCENIC WOLF LO:80 PL:6-202 |
| Legal Subdivision | SCENIC WOLF MTN |
| Legal Block | 19 |
| Legal Lot Number | 80 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 7, EBBS CHAPEL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10100 |
109 Valley St is owned by a company that acquired it in July 2023.
Source: Madison County records, as of October 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2807 W PRICE AVE, 8, TAMPA, FL 33611-3874 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 2020338032 |
| Deed Book / Page | 699 / 526 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000351682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 109 VALLEY ST, MARS HILL, NC 28754-9701 |
| Document Number | 0006990526 |
| Book / Page | 699 / 526 |
| Map Reference | MB 6 PG 202 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 338032 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 WOODARD VALLEY LN, 210, MARS HILL, NC 28754-0620 |
| Name | Verified Name |
|---|---|
| Address | 80 S DELAWANE AVE, TAMPA, FL 33606 |
| Document Number | 0000338033 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 338033 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 109 Valley St was $2,159.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,159.00 | $439,957 Land $48,400 Building $391,557 | $439,957 Land $48,400 Building $391,557 |
| 2023 | $268,236 Land $40,000 Building $228,236 | $268,236 Land $40,000 Building $228,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Valley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Valley St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| French Broad EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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