109 Valera Way, Oceanside, CA 92057 Property Records

San Diego County property record for 109 Valera Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 2001
Lot Size	0.57 acres (2,491 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Jan 2025)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`158-650-14-00`

Property Details

APN / Parcel Number

Primary APN	`158-650-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	2,491 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	109 VALERA WAY
City	OCEANSIDE
State	CA
Zip	92057-7379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-9
Legal Description	LOT 14 TR 013374
Legal Subdivision	MISSION POINT
Legal Tract	013374
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18523

Owner

109 Valera Way is owner-occupied and held in a trust since August 2026.

Source: San Diego County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 8, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DATA MORTGAGE INC
Apr 3, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	202525898
Last Transfer Date	Aug 6, 2026
Transfer Doc	0000265860
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2026
Property Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Document Number	0000265860
Instrument Date	Aug 6, 2026
Instrument	2026265860
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379

Mortgage

Document Number	0000298698
Date	Oct 24, 2025
Instrument	2025-0298698

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2021
Property Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Document Number	0000830685
Map Reference	MAP 13374
Instrument Date	Nov 22, 2021
Instrument	2021-0830685
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1258 ARISTOTLE GLN, ESCONDIDO, CA 92026-3168

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379

Mortgage

Document Number	0000599665
Date	Oct 5, 2020
Instrument	2020-0599665

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2018
Property Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Document Number	0000131704
Map Reference	DOC1996-0608476
Instrument Date	Mar 15, 2018
Instrument	2018-0131704
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 VALERA WAY, OCEANSIDE, CA 92057-7379
Investor	Possibly a Property Investor

Mortgage

Document Number	0000131705
Date	Apr 3, 2018
Instrument	2018-0131705

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000131706
Date	Apr 3, 2018
Instrument	2018-0131706

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Valera Way was $6,987, down 19.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,000 (+8.93%) Land $714,000 Building $153,000
2025	$6,987.00 (-19.66%)	$795,903 Land $325,268 Building $470,635
2024	$8,697.00 (+3.19%)
2023	$8,428.00 (+0.61%) Homeowner's exemption	$764,999 Land $312,639 Building $452,360
2022	$8,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Valera Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 Valera Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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