109 Vail Dunes Ct, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 109 Vail Dunes Ct, Rancho Mirage, CA 92270

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 4,177 sqft · built 2014
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$2,500,000 (Dec 2022)
Tax Bill$32,607 (2025)
Deeds & MortgagesDec 2022 Sale
Jun 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN685-050-060

Property Details

APN / Parcel Number

Primary APN685-050-060

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths4 Half Baths
Stories1 Story
Building Area4,177 sqft Living Area
Gross Area5,604 sqft
1st Floor Area4,177 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Construction TypeWood
Roof MaterialGravel
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address109 VAIL DUNES CT
CityRANCHO MIRAGE
StateCA
Zip92270-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeW220
Legal Description.41 ACRES NET IN LOT 5 MB 401/062 TR 32638
Legal SubdivisionTRACT 32638
Legal Tract32638
Legal Lot Number5
JurisdictionRIVERSIDE CA
Township / Civil DivisionCATHEDRAL CITY-PALM DESERT
Census Block Group2
Census Block2009
Census Tract44921

Owner

109 Vail Dunes Ct is owned and occupied by two individuals who bought it in December 2022.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Grant Deed, Transfer
LAWYERS TITLE-IE, LAWYERS TITLE IE
Jun 27, 2022Intrafamily Transfer, Transfer
TRICO TITLE COMPANY, TICOR TITLE COMPANY
Jun 27, 2022Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 10, 2019Grant Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Feb 14, 2017Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2022 · Amount on File
Deed SaleDec 27, 2022 · Amount on File
Prior SaleJun 27, 2022 · Amount on File
Deed Document Number2022513218
Prior Transfer DateJun 2, 2022
Prior Transfer Doc0000286480
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 27, 2022
Property Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
Document Number0000513218
Map ReferenceMB 401 PG 62-64
Instrument DateDec 16, 2022
Instrument2022-0513218
Transaction TypeTransfer
Record UpdatedJan 5, 2023
Title CompanyLAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJun 27, 2022
Property Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
Document Number0000286480
Map ReferenceMB 401 PG 62-64
Instrument DateJun 2, 2022
Instrument2022-0286480
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216-23033 WYE ROAD, SHERWOOD PARK XX

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 27, 2022
Property Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
Document Number0000286481
Map ReferenceMB 401 PG 62-64
Instrument DateMay 31, 2022
Instrument2022-0286481
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30643 FRONT ST, THOUSAND PALMS, CA 92276-2616

Mortgage

Document Number0000286482
DateJun 27, 2022
Instrument2022-0286482
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term385 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJul 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.25%
IndexOther
Max Rate9.25%

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 10, 2019
Property Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
Document Number0000509054
Instrument DateDec 3, 2019
Instrument509054
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount on Record
Tax$1,754.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 23033 WYE RD

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateFeb 14, 2017
Property Address109 VAIL DUNES CT, RANCHO MIRAGE, CA 92270-1704
Document Number0000064965
Instrument DateJan 23, 2017
Instrument64965
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyCHICAGO TITLE-INLAND EMPIRE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,507.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address109 VAIL DUNES CT RANCHO MIRAGE CA 922701704, RANCHO MIRAGE, CA 92270-1704

Mortgage

Document Number64968
DateFeb 14, 2017
Instrument64968
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Address3701 REGENT BLVD # 180, IRVING, TX 75063-2312
Agreement
AmountAmount on Record
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Vail Dunes Ct was $32,607.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRancho Mirage City
Unified School DistrictPalm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,653,019 (+2%) Land $79,590 Building $2,573,429
2025$32,607.00$2,601,000 Land $78,030 Building $2,522,970
2023$33,202.00 (+49.42%)$2,500,000 Land $75,000 Building $2,425,000
2022$22,221.00
2021$1,710,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Vail Dunes Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Vail Dunes Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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