109 Union St, Centerville, IN 47330 Property Records

Wayne County property record for 109 Union St, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1952
Lot Size	0.065 acres (2,831 sqft)
Owner	Individual Name on Record
Last Sale	$75,600 (Nov 2020)
Tax Bill	$532 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-00740-00`

Property Details

APN / Parcel Number

Primary APN	`020-00740-00`
Alternative APNs	`89-10-19-420-313.000-007` `311942031300020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,831 sqft (0.065 acres)
Lot Dimensions	57 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	311942031300020
Street Address	109 UNION ST
City	CENTERVILLE
State	IN
Zip	47330-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 41 H EX 43 FT ENT S SIDE
Legal Subdivision	WILLIAMS & HENRIES ADD
Legal Lot Number	41
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1005
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centerville Historic District listed 1971 · 115 contributing resources · NRIS 71000008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 UNION ST, CENTERVILLE, IN 47330-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK
Nov 1, 2018	Warranty Deed, Transfer FIRST BANK RICHMOND
Mar 15, 2018	Sheriff's Deed, Foreclosure OSGOOD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20209125
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 5, 2020
Property Address	109 UNION ST, CENTERVILLE, IN 47330-1020
Document Number	2020009125
Instrument Date	Oct 28, 2020
Instrument	2020009125
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020009126
Date	Nov 5, 2020
Instrument	2020009126

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 1, 2018
Property Address	109 UNION ST, CENTERVILLE, IN 47330-1020
Document Number	2018008751
Instrument Date	Oct 29, 2018
Instrument	2018008751
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 UNION ST, CENTERVILLE, IN 47330-1020

Mortgage

Document Number	2018008752
Date	Nov 1, 2018
Instrument	2018008752

Lender

Name	FIRST BANK RICHMOND
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 15, 2018
Property Address	109 UNION ST, CENTERVILLE, IN 47330-1020
Document Number	2018001924
Instrument Date	Feb 7, 2018
Instrument	2018001924
Transaction Type	Foreclosure
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002389
Date	Apr 3, 2018
Instrument	2018002389

Lender

Name	OSGOOD STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 (-8.59%)	$78,500 (+29.11%) Land $7,100 Building $71,400	$78,500 (+29.11%) Land $7,100 Building $71,400
2024	$582.00 (+18.53%)
2023		$60,800 (-1.14%) Land $5,500 Building $55,300	$60,800 (-1.14%) Land $5,500 Building $55,300
2022	$491.00	$61,500 Land $5,500 Building $56,000	$61,500 Land $5,500 Building $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: NLBC.

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