109 Umpawaug Rd, Redding, CT 06896 Property Records

Redding Town property record for 109 Umpawaug Rd, Redding, CT 06896 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,187 sqft · built 1820
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$921,000 (Jan 2024)
Tax Bill	$12,747 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`REDD M:36 L:27`

Property Details

APN / Parcel Number

Primary APN	`REDD M:36 L:27`
Alternative APNs	`00255000` `255000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area
Gross Area	4,931 sqft
1st Floor Area	1,367 sqft
Attic	Attic
Attic Area	520 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	255000
Street Address	109 UMPAWAUG RD
City	REDDING
State	CT
Zip	06896-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	27
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3019
Census Tract	240100

Owner

Source: Redding Town records · APN REDD M:36 L:27

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 UMPAWAUG RD, REDDING, CT 06896-2813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Book / Page	446 / 826
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	REDDING CT
Recording Date	Jan 18, 2024
Property Address	109 UMPAWAUG RD, REDDING, CT 06896-2813
Document Number	000446-826
Book / Page	446 / 826
Instrument Date	Jan 09, 2024
Transaction Type	Transfer
Record Updated	Feb 01, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	172 NEWTON TPKE, WILSON, CT 06095

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	109 UMPAWAUG RD, REDDING, CT 06896-2813
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	422-643
Date	Apr 28, 2020
Book Page	422/643

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Redding Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,747.00	$431,500 (-) Land $155,600 Building $275,900	$302,050 Land $108,920 Building $193,130
2024	$12,747.00 (+6.69%)
2023	$11,948.00 (+3.12%)	$431,500 (+24.17%) Land $155,600 Building $275,900
2022	$11,586.00	$347,500 Land $163,200 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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