109 Troy Rd, Houston, TX 77076 Property Records

Harris County property record for 109 Troy Rd, Houston, TX 77076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1952
Lot Size	0.172 acres (7,479 sqft)
Owner	Individual Name on File
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-165-009-0013`

Property Details

APN / Parcel Number

Primary APN	`073-165-009-0013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Traditional
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Lot Area	7,479 sqft (0.172 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0731650090013
Street Address	109 TROY RD
City	HOUSTON
State	TX
Zip	77076-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 9 WILDROSE GARDENS SEC 1 R/P
Legal Subdivision	WILDROSE GARDENS SEC 1 R/P
Legal Block	9
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3013
Census Tract	221400

Owner

109 Troy Rd is owned by an individual who acquired it in February 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	9727 LAUREN BRIAR LN, HUMBLE, TX 77396-4790
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Dec 13, 2018	Deed of Trust, Mortgage GATEWAY MTG
Feb 13, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018
Deed Sale	Feb 13, 2018
Prior Sale	Feb 29, 2008
Deed Document Number	201859241
Prior Transfer Date	Dec 20, 1993
Prior Transfer Doc	0000005267
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	109 TROY RD, HOUSTON, TX 77076-2908
Document Number	0000625262
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 TROY RD HOUSTON TX 770762908, HOUSTON, TX 77076-2908

Mortgage

Document Number	0000625262
Date	Dec 21, 2020
Instrument	625262

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	109 TROY RD, HOUSTON, TX 77076-2908
Document Number	0000557875
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TROY RD HOUSTON TX 770762908, HOUSTON, TX 77076-2908

Mortgage

Document Number	0000557875
Date	Dec 13, 2018
Instrument	557875

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 13, 2018
Property Address	109 TROY RD, HOUSTON, TX 77076-2908
Document Number	0000059241
Instrument Date	Feb 9, 2018
Instrument	59241
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9727 LAUREN BRIAR LN HUMBLE TX 773964790, HUMBLE, TX 77396-4790

Tax Assessment & Valuation

The 2025 property tax bill for 109 Troy Rd was $3,506, down 2.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,312 (+2.01%) Land $98,457 Building $69,855	$168,312 (+2.01%) Land $98,457 Building $69,855
2025	$3,506.00 (-2.34%)	$164,991 Land $65,156 Building $99,835	$164,991 Land $65,156 Building $99,835
2024	$3,590.00
2023		$180,014 Land $65,156 Building $114,858	$180,014 Land $65,156 Building $114,858
2020	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Troy Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	51 (1983–2019)
Claims Outside the SFHA	50 of 51
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Tropical Storm Imelda, Sep 2019 · 12 claims Hurricane Harvey, Aug 2017 · 10 claims Hurricane Ike, Sep 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Troy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Troy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures