109 Trinity Ct, Lynchburg, VA 24502 Property Records

Lynchburg City property record for 109 Trinity Ct, Lynchburg, VA 24502

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,692 sqft · built 2005
Lot Size	1.16 acres (50,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$972,500 (Jul 2026)
Tax Bill	$6,990 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Line of Credit + 5 more
APN	`214 03 022`

Property Details

APN / Parcel Number

Primary APN	`214 03 022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,692 sqft Living Area
Basement Area	1,517 sqft
Unfinished Basement	1,517 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,573 sqft (1.16 acres)
Lot Width	142 ft Width
Garage Type	Attached
Garage Area	676 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	109 TRINITY CT
City	LYNCHBURG
State	VA
Zip	24502-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1RC
Legal Description	BETHEL PARK, LOT 22
Legal Subdivision	BETHEL PARK
Legal Lot Number	22
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	3
Census Block	3023
Census Tract	201

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 5, 2023	Bargain and Sale Deed, Transfer · Line of Credit FIRST NATL BANK PENNSYLVANIA
Jul 30, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN NATIONAL BANK
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN NATIONAL BANK & TRUST
Jun 25, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Jun 5, 2023 · Amount on Record
Deed Document Number	20264750
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0000007555
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jul 22, 2026
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Document Number	0000004750
Instrument Date	Jul 17, 2026
Instrument	20264750
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,222.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264

Mortgage

Document Number	0000004751,
Date	Jul 22, 2026
Instrument	20264751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264

Mortgage

Document Number	0250006159
Date	Sep 24, 2025
Instrument	250006159

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jun 5, 2023
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Document Number	0230003229
Map Reference	CAB 7 SL 343
Instrument Date	Jun 2, 2023
Instrument	230003229
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264

Mortgage

Document Number	0230003230
Date	Jun 5, 2023
Instrument	230003230

Lender

Name	FIRST NATL BANK PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190004542
Date	Jul 30, 2019
Instrument	190004542

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200003685
Date	Jun 3, 2020
Instrument	200003685

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Transaction Type	Mortgage
Record Updated	Jan 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000099
Date	Jan 5, 2021
Instrument	210000099

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jun 25, 2018
Property Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264
Document Number	0180003993
Map Reference	CAB 7 PG 343-346
Instrument Date	Jun 13, 2018
Instrument	180003993
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 TRINITY CT, LYNCHBURG, VA 24502-5264

Mortgage

Document Number	0180003994
Date	Jun 25, 2018
Instrument	180003994

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,990.00	$832,200 (-) Land $85,000 Building $747,200
2025	$6,990.00 (+19%)	$832,200 (+26.07%) Land $85,000 Building $747,200	$832,200 (+26.07%) Land $85,000 Building $747,200
2023	$5,874.00 (+4.3%)	$660,100 (+27.75%) Land $75,000 Building $585,100	$660,100 (+27.75%) Land $75,000 Building $585,100
2022	$5,632.00	$516,700 Land $65,000 Building $451,700	$516,700 Land $65,000 Building $451,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trinity Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures