St. Johns County property record for 109 Toscana Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,906 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Jan 2025) |
| Tax Bill | $9,664 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-1470 |
| Primary APN | 028687-1470 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 3,486 sqft |
| 1st Floor Area | 2,346 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 TOSCANA LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 147 OR6078/1067 & 1069 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 147 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 2, 2025 | Warranty Deed, Transfer · VA Mortgage FIRST COAST MORTGAGE FUNDING LLC |
| Jan 2, 2025 | Warranty Deed, Transfer STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Apr 22, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on Record |
| Deed Sale | Jan 2, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2013 · Amount on Record |
| Deed Document Number | 2025216 |
| Deed Book / Page | 6078 / 1067 |
| Prior Transfer Date | Apr 6, 2024 |
| Prior Transfer Doc | 0059351820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 2, 2025 |
| Property Address | 109 TOSCANA LN, SAINT AUGUSTINE, FL 32092-4523 |
| Document Number | 0060781069 |
| Book / Page | 6078 / 1069 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 2, 2025 |
| Instrument | 2025000217 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 KIRKSIDE AVE, ST AUGUSTINE, FL 32095-8654 |
| Name | Verified Name |
|---|---|
| Address | 109 TOSCANA LN, ST AUGUSTINE, FL 32092-4523 |
| Document Number | 2025000218 |
|---|---|
| Date | Jan 2, 2025 |
| Instrument | 2025000218 |
| Name | FIRST COAST MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 2, 2025 |
| Property Address | 109 TOSCANA LN, SAINT AUGUSTINE, FL 32092-4523 |
| Document Number | 0060781067 |
| Book / Page | 6078 / 1067 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 2, 2025 |
| Instrument | 2025000216 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,935.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654 |
| Name | Verified Name |
|---|---|
| Address | 109 TOSCANA LN, SAINT AUGUSTINE, FL 32092-4523 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 22, 2024 |
| Property Address | 109 TOSCANA LN, SAINT AUGUSTINE, FL 32092-4523 |
| Document Number | 0059351820 |
| Book / Page | 5935 / 1820 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Apr 6, 2024 |
| Instrument | 2024030187 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 TOSCANA LN, ST AUGUSTINE, FL 32092-4523 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 109 TOSEANA LANE, ST AUGUSTINE, FL 32092-4523 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 TOSCANA LN, SAINT AUGUSTINE, FL 32092-4523 |
| Document Number | 0049301111 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 TOSCANA LN ST AUGUSTINE FL 320924523, ST AUGUSTINE, FL 32092-4523 |
| Document Number | 0049301111 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 004930/001111 |
| Instrument | 32219 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 26, 2040 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,224 (-17.42%) | $554,581 (-2.19%) Land $110,000 Building $444,581 | |
| 2025 | $9,664.00 (+74.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $566,973 (+69.65%) | $566,973 (+1.24%) Land $110,000 Building $456,973 |
| 2024 | $5,552.00 (-18.47%) Homeowner's exemption | $334,205 (+3%) | $560,054 (-3.88%) Land $105,000 Building $455,054 |
| 2023 | $6,810.00 (+2.89%) Homeowner's exemption | $324,471 (+3%) | $582,633 (+13.25%) Land $89,600 Building $493,033 |
| 2022 | $6,619.00 Homeowner's exemption | $315,020 | $514,446 Land $89,600 Building $424,846 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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