109 Todd Dr, Madison, AL 35758 Property Records

Madison County property record for 109 Todd Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,752 sqft · built 1991
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Jul 2011)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-17-4-002-053.000`

Property Details

APN / Parcel Number

Primary APN	`16-04-17-4-002-053.000`
Alternative APN	`358600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	142 ft deep x 105 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	358600
Street Address	109 TODD DR
City	MADISON
State	AL
Zip	35758-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 FIELDCREST (FORMERLY KNOWN AS SOUTH KYSER ESTS) PB 17 PG 49
Legal Range	02W
Legal Township	04S
Legal Section	17
Legal Subdivision	FIELDCREST (FORMERLY KNOWN AS
Legal Block	2
Legal Lot Number	8
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1014
Census Tract	11021

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 TODD DR, MADISON, AL 35758-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 17, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2011 · Amount on Record
Deed Sale	Jul 1, 2011 · Amount on Record
Prior Sale	Sep 14, 2010
Deed Document Number	2011334700
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	0000522930
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 TODD DR, MADISON, AL 35758-2333
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043479
Date	May 26, 2021
Instrument	2021-00043479

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2041

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 TODD DR, MADISON, AL 35758-2333
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TODD DR, MADISON, AL 35758-2333

Mortgage

Document Number	0000176400
Date	Oct 17, 2024
Book Page	2024/176400

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 8, 2064

Interest

Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 TODD DR, MADISON, AL 35758-2333
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083885
Date	May 26, 2023
Book Page	MTG 2023/83885

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 26, 2033

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 (+2.14%)
2025	$1,727.00 (+6.15%) Homeowner's exemption	$25,400 (+6.01%) Land $2,600 Building $22,800	$253,800 (+5.97%) Land $26,000 Building $227,800
2023	$1,627.00 (+13.46%) Homeowner's exemption	$23,960 (+13.13%) Land $2,600 Building $21,360	$239,500 (+13.19%) Land $26,000 Building $213,500
2022	$1,434.00 Homeowner's exemption	$21,180 Land $2,600 Building $18,580	$211,600 Land $26,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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