Richland County property record for 109 Toad Rd, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,837 sqft · built 2013 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Aug 2024) |
| Tax Bill | $11,942 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19210-03-16 |
| Primary APN | 19210-03-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,837 sqft Heated Area |
| Gross Area | 4,525 sqft |
| 1st Floor Area | 1,797 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01890476 |
|---|---|
| Street Address | 109 TOAD RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-3177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 3 110.8X291.4X116X292.4 #SU #PR RB1184-3861 RB1716-2598 |
| Legal Subdivision | TEAGUE PARK |
| Legal Lot Number | 3,110 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 11606 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 TOAD RD, COLUMBIA, SC 29209-3177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on Record |
| Deed Sale | Aug 12, 2024 · Amount on Record |
| Prior Sale | Mar 6, 2013 · Amount on Record |
| Deed Document Number | 202436195 |
| Deed Book / Page | 2947 / 3538 |
| Prior Transfer Date | Sep 18, 2018 |
| Prior Transfer Doc | 0023413930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 TOAD RD, COLUMBIA, SC 29209-3177 |
| Document Number | 2360/3543 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Address | 109 TOAD RD COLUMBIA SC 292093177, COLUMBIA, SC 29209-3177 |
| Document Number | 2360/3543 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002360/003543 |
| Instrument | 94701 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 10, 2018 |
| Property Address | 109 TOAD RD, COLUMBIA, SC 29209-3177 |
| Document Number | 2341/3930 |
| Book / Page | 002341 / 003930 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 73610 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 TOAD RD COLUMBIA SC 292093177, COLUMBIA, SC 29209-3177 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,942.00 (+363.23%) | $13,428 (-96.15%) | $445,000 (+27.47%) Land $48,600 Building $396,400 |
| 2024 | $349,100 (+2,499.79%) Land $48,600 Building $300,500 | $349,100 (+3.99%) Land $48,600 Building $300,500 | |
| 2023 | $2,578.00 (-0.77%) | $13,428 (-0.01%) | $335,700 (-) |
| 2021 | $2,598.00 | $13,430 | $335,700 Land $36,000 Building $299,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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