Blue Earth County property record for 109 Thro Ave, Mankato, MN 56001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,016 sqft · built 1975 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,000 (Sep 2025) |
| Tax Bill | $4,280 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R01.09.16.256.001 |
| Primary APN | R01.09.16.256.001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Basement Area | 725 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 516 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 90 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 THRO AVE |
|---|---|
| City | MANKATO |
| State | MN |
| Zip | 56001-5540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENWOOD HEIGHTS #3 001 003 00 |
| Legal Range | 26 |
| Legal Township | 108 |
| Legal Section | 16 |
| Legal Subdivision | KENWOOD HEIGHTS ADDITION NO 3 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | MANKATO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 170500 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FCU |
| Sep 18, 2025 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Aug 30, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 2025620413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00559CR434 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 559CR434 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00602CR263 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 602CR263 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Sep 18, 2025 |
| Property Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Document Number | 00620CR413 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 620CR413 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | PLATINUM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Document Number | 00620CR414 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 620CR414 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Aug 30, 2023 |
| Property Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Document Number | 00607CR767 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 607CR767 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 THRO AVE, MANKATO, MN 56001-5540 |
| Document Number | 00607CR768 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 607CR768 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | Mankato City |
| Unified School District | Mankato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,280.00 (+2.64%) | $414,600 (+12.97%) Land $40,700 Building $373,900 | $414,600 (+12.97%) Land $40,700 Building $373,900 |
| 2025 | $4,170.00 (-0.29%) | $367,000 (-2.91%) Land $40,700 Building $326,300 | $367,000 (-2.91%) Land $40,700 Building $326,300 |
| 2024 | $4,182.00 (+17.54%) Homeowner's exemption | $378,000 (-) Land $40,600 Building $337,400 | $378,000 (-) Land $40,600 Building $337,400 |
| 2023 | $3,558.00 Homeowner's exemption | $378,000 Land $40,600 Building $337,400 | $378,000 Land $40,600 Building $337,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mankato serves 42,803 people · EPA ID MN1070009 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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