109 Thorne Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Thorne Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,667 sqft · built 1985
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (May 2008)
Tax Bill	$6,842 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071-0480-039-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0480-039-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,667 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	954 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.331 acres)
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Pool Area	18,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 THORNE CT
City	FOLSOM
State	CA
Zip	95630-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	WILLOW CREEK ESTATES 03, LOT 281
Legal Subdivision	WILLOW CREEK ESTATES 03
Legal Lot Number	281
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3003
Census Tract	8402

Owner

109 Thorne Ct is owned and occupied by two individuals who bought it in May 2008.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 THORNE CT, FOLSOM, CA 95630-4832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2008 · Amount on File
Deed Sale	May 30, 2008 · Amount on File
Deed Book / Page	20080530 / 1195
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 THORNE CT, FOLSOM, CA 95630-4832
Document Number	1710160949
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 THORNE CT FOLSOM CA 956304832, FOLSOM, CA 95630-4832

Mortgage

Document Number	1710160949
Date	Oct 16, 2017
Instrument	1710160949

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Thorne Ct was $6,842 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,080 (+2%) Land $287,377 Building $359,703
2025	$6,842.00 (+2.12%) Homeowner's exemption	$634,393 Land $281,743 Building $352,650
2024	$6,700.00 (+1.82%)
2023	$6,580.00 (+1.51%) Homeowner's exemption	$609,760 Land $270,803 Building $338,957
2022	$6,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Thorne Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Thorne Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20