Ludlow Town property record for 109 Thomson Dr, Ludlow, VT 05149
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,000 sqft · built 1970 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,104 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 363-112-12518 |
| Primary APN | 363-112-12518 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 109 THOMSON DR |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMSON DRIVE 109 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 966300 |
109 Thomson Dr is owned by an individual who acquired it in July 2014.
Source: Ludlow Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 W MAIDEN LN, MONROE, CT 06468-1205 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2014 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Thomson Dr was $4,104, down 12.3% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,104.00 (-12.35%) | $222,300 (-) Land $147,900 Building $74,400 |
| 2024 | $4,682.00 | $222,300 Land $147,900 Building $74,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Thomson Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 16 (2011–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2024 · Tropical Depression Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Thomson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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