109 Thomas St, Joshua, TX 76058 Property Records

Johnson County property record for 109 Thomas St, Joshua, TX 76058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1996
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126.3511.00810`

Property Details

APN / Parcel Number

Primary APN	`126.3511.00810`
Alternative APN	`R000051812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,692 sqft Living Area
1st Floor Area	1,093 sqft
2nd Floor Area	599 sqft

Exterior

Year Built	Built 1996
Lot Area	12,000 sqft
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	543 sqft

Location & Zoning

Account Number	R000051812
Street Address	109 THOMAS ST
City	JOSHUA
State	TX
Zip	76058-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 6 OAK KNOLL ADDITION PH 3
Legal Subdivision	OAK KNOLL ADD SEC 01
Legal Block	6
Legal Lot Number	2
Jurisdiction	JOHNSON TX
Township / Civil Division	BURLESON-JOSHUA
Census Block Group	1
Census Block	1010
Census Tract	130210

Owner

109 Thomas St is owned and occupied by an individual who acquired it in October 2023.

Source: Johnson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 THOMAS ST, JOSHUA, TX 76058-3174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES INC
Jul 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL CORP
Aug 9, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 3, 2019	Vendor's Lien, Transfer · Line of Credit FARM CREDIT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023
Deed Sale	Oct 31, 2023
Prior Sale	Jul 28, 2021
Deed Document Number	2023-30614
Record Updated	Jun 8, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Oct 31, 2023
Property Address	109 THOMAS ST, JOSHUA, TX 76058-3174
Document Number	0000030614
Map Reference	VOL 8 PG 176
Instrument Date	Oct 30, 2023
Instrument	2023-30614
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THOMAS ST, JOSHUA, TX 76058-3174

Mortgage

Document Number	0000030615
Date	Oct 31, 2023
Instrument	2023-30615

Lender

Name	MORTGAGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Jul 28, 2021
Property Address	109 THOMAS ST, JOSHUA, TX 76058-3174
Document Number	0000027738
Map Reference	VOL 8 PG 176
Instrument Date	Jul 26, 2021
Instrument	2021-27738
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THOMAS ST, JOSHUA, TX 76058-3174

Mortgage

Document Number	0000027739
Date	Jul 28, 2021
Instrument	2021-27739

Lender

Name	CARDINAL FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Aug 9, 2019
Property Address	109 THOMAS ST, JOSHUA, TX 76058-3174
Document Number	0000020933
Instrument Date	Jul 26, 2019
Instrument	2019-20933
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	FIRST TTL OF LIMESTONE CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THOMAS ST, JOSHUA, TX 76058-3174

Mortgage

Document Number	0000020934
Date	Aug 9, 2019
Instrument	2019-20934

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LIMESTONE TX
Recording Date	May 3, 2019
Property Address	109 THOMAS ST, JOSHUA, TX 76058-3174
Document Number	20191526
Instrument Date	Apr 30, 2019
Instrument	20191526
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THOMAS ST, JOSHUA, TX 76058-3174

Mortgage

Document Number	20191527
Date	May 3, 2019
Instrument	20191527

Lender

Name	FARM CREDIT SERVICES
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 109 Thomas St was $5,535 with exemptions applied.

Source: Johnson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Johnson County
Municipality	Joshua City
Unified School District	Joshua Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00 Homeowner's exemption Disabled Person's exemption	$345,232 Land $40,000 Building $305,232	$345,232 Land $40,000 Building $305,232
2023		$345,232 Land $40,000 Building $305,232	$345,232 Land $40,000 Building $305,232
2021	$4,665.00
2018	$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Thomas St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY SUD serves 65,517 people · EPA ID TX1260018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Pathway Com-Tel Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
5G-X Fixed Wireless	100 / 20

May also be available: Element8.

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