109 Thomas Ave, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 109 Thomas Ave, Troy, NY 12180 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2019)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2019 Sale & Mortgage + 1 more
APN	`382200 101.12-2-1`

Property Details

APN / Parcel Number

Primary APN	`382200 101.12-2-1`
Alternative APN	`215J109725`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	92 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	215J109725
Street Address	109 THOMAS AVE
City	TROY
State	NY
Zip	12180-6841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DR 54 MAP 14 LOT 55
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	4
Census Block	4006
Census Tract	52004

Owner

Source: Rensselaer County and Brunswick Town records · APN 382200 101.12-2-1

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 THOMAS AVE, TROY, NY 12180-6841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Mar 22, 2019	Warranty Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU
Mar 02, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Mar 02, 2017 · Amount on Record
Deed Document Number	2019548760
Deed Book / Page	8787 / 1
Prior Transfer Date	Jul 11, 2011
Prior Transfer Doc	0059750000000292
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	109 THOMAS AVE, TROY, NY 12180-6841
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094900329
Date	Mar 03, 2021
Book Page	9490/329
Instrument	2021-584444

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 22, 2019
Property Address	109 THOMAS AVE, TROY, NY 12180-6841
Document Number	0000548760
Book / Page	008787 / 000001
Instrument Date	Mar 15, 2019
Instrument	548760
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CHESTER CT TROY NY 121829720, TROY, NY 12182-9720

Mortgage

Document Number	548761
Date	Mar 22, 2019
Book Page	008787/000005
Instrument	548761

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 02, 2017
Property Address	109 THOMAS AVE, TROY, NY 12180-6841
Document Number	0081000247
Book / Page	008100 / 000247
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THOMAS AVE TROY NY 121806841, TROY, NY 12180-6841

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (+45.81%)	$41,000 (-) Land $3,400 Building $37,600	$254,658 (+19.57%) Land $21,118 Building $233,540
2023		$41,000 (-) Land $3,400 Building $37,600	$212,987 (+8.05%) Land $17,662 Building $195,325
2022	$3,397.00	$41,000 Land $3,400 Building $37,600	$197,115 Land $16,346 Building $180,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830520044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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