109 Thatcham Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 109 Thatcham Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2025
Square Footage	2,494 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$599,900 (2026)
Tax Bill	$1,750.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027971-7930`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,494 sqft Living Area
Gross Area	3,159 sqft Gross Area
1st Floor	1,066 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached Garage
Garage Area	665 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 THATCHAM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	109/1-45 SILVER LANDING LOT 793 OR6285/1851
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	793
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4005
Census Tract	20908

Owner

Source: St. Johns County records · APN 027971-7930

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 THATCHAM DR, SAINT AUGUSTINE, FL 32092-3540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2026 · Amount on Record
Deed Sale	Jan 07, 2026 · Amount on Record
Deed Doc Number	20261419
Deed Book / Page	6285 / 1851
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 07, 2026
Property Address	109 THATCHAM DR, SAINT AUGUSTINE, FL 32092-3540
Document Number	0062851851
Book / Page	6285 / 1851
Map Reference	MB 109
Instrument Date	Dec 30, 2025
Instrument	2026001419
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2026
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,199.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 THATCHAM DR, ST AUGUSTINE, FL 32092-3540

Mortgage

Document Number	0062851853
Date	Jan 07, 2026
Instrument	6285/1853

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,750 (+264.42%) Land $130,000 Building $343,750	$473,750 (+264.42%) Land $130,000 Building $343,750
2025	$1,750.00 (+9.99%)	$130,000 (-3.7%)	$130,000 (-3.7%) Land $130,000
2024	$1,591.00 (+13.97%)	$135,000 (+22.73%)	$135,000 (+22.73%) Land $135,000
2023	$1,396.00 (+2.57%)	$110,000 (+3.38%)	$110,000 (+3.38%) Land $110,000
2022	$1,361.00	$106,400	$106,400 Land $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 358 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.