109 Terrapin, Irvine, CA 92618 Property Records

Orange County property record for 109 Terrapin, Irvine, CA 92618

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,986 sqft · built 2017
OwnerCompany Name on File
Last Sale$777,500 (May 2017)
Tax Bill$16,074 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN939-225-08

Property Details

APN / Parcel Number

Primary APN939-225-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,986 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address109 TERRAPIN
CityIRVINE
StateCA
Zip92618-0854
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 17900 BLK LOT 4 UN 26 LOT 4 OF TRACT 17900 OF CONDO PROJECT 939-22
Legal SubdivisionLANTERNS AT PARASOL PARK
Legal Tract17900
Legal Lot Number4
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group3
Census Block3002
Census Tract52439

Owner

Source: Orange County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address240 LILY LOOP, IRVINE, CA 92618-5701
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SCHOOLSFIRST FCU
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Deed Document Number2017220040
Prior Transfer DateOct 7, 2004
Prior Transfer Doc0000969981
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address109 TERRAPIN, IRVINE, CA 92618-0854
Transaction TypeMortgage
Record UpdatedApr 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number0000134845
DateApr 8, 2022
Instrument2022000134845
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address109 TERRAPIN, IRVINE, CA 92618-0854
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number0000258757
DateApr 16, 2021
Instrument2021000258757
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address109 TERRAPIN, IRVINE, CA 92618-0854
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000180675
DateApr 22, 2020
Instrument2020000180675
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5%
Index1-Year CMT
Max Rate8%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address109 TERRAPIN, IRVINE, CA 92618-0854
Document Number0000284041
Instrument DateJul 30, 2019
Transaction TypeMortgage
Record UpdatedAug 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address109 TERRAPIN IRVINE CA 926180854, IRVINE, CA 92618-0854

Mortgage

Document Number0000284041
DateAug 5, 2019
Instrument284041
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$920,340 (+2%) Land $600,472 Building $319,868
2025$16,074.00 (+4.73%)$902,295 (+4.04%) Land $588,698 Building $313,597
2023$15,348.00 (+2.01%) Homeowner's exemption$867,258 Land $565,837 Building $301,421
2022$15,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: California Internet, Google Fiber, T-Mobile USA.

Nearby Properties on Terrapin

Nearby Streets

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