Contra Costa County property record for 109 Terrace Rd, Walnut Creek, CA 94597
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,250 sqft · built 1947 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $690,000 (Oct 2002) |
| Tax Bill | $5,393 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-132-005 |
| Primary APN | 175-132-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 16,500 sqft (0.379 acres) |
| Garage Type | Attached |
| Garage Area | 395 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 109 TERRACE RD |
|---|---|
| City | WALNUT CREEK |
| State | CA |
| Zip | 94597-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LINDA VISTA SUB #1 LOT 5 BLK F |
| Legal Subdivision | LINDA VISTA SUB #1 |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 340004 |
109 Terrace Rd is owner-occupied and held in a trust since October 2012.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 109 TERRACE RD, WALNUT CREEK, CA 94597-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2002 · Amount on File |
| Deed Sale | Oct 9, 2002 · Amount on File |
| Deed Document Number | 2002363331 |
| Last Transfer Date | Oct 11, 2012 |
| Transfer Doc | 0000268169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 TERRACE RD, WALNUT CREEK, CA 94597-3429 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 TERRACE RD, WALNUT CREEK, CA 94597-3429 |
| Document Number | 0000239687 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-239687 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 109 Terrace Rd was $5,393 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Walnut Creek Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,337 (+2%) Land $122,422 Building $303,915 | |
| 2025 | $5,393.00 Homeowner's exemption | $417,978 Land $120,022 Building $297,956 |
| 2023 | $5,171.00 (+2.17%) Homeowner's exemption | $401,749 Land $115,362 Building $286,387 |
| 2022 | $5,061.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Terrace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Terrace Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sonic Telecom, Verizon.
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