Seminole County property record for 109 Temple Dr, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 982 sqft · built 1959 |
| Lot Size | 0.369 acres (16,082 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-30-507-0C00-0010 |
| Primary APN | 34-19-30-507-0C00-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,082 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 TEMPLE DR |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK C PHILLIPS RAVENNA PARK SEC OF LOCH ARBOR PB 10 PG 34 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 34 |
| Legal Subdivision | PHILLIPS RAVENNA PARK SEC OF LOCH ARBOR |
| Legal Tract | 507 |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20402 |
Source: Seminole County records · APN 34-19-30-507-0C00-0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 TEMPLE DR, SANFORD, FL 32771-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MONEY SOURCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2002 |
| Deed Sale | Aug 01, 2002 |
| Prior Sale | Nov 02, 1995 · Amount on Record |
| Deed Document Number | 0044981847 |
| Deed Book / Page | 04387 / 00552 |
| Prior Transfer Date | Apr 22, 2002 |
| Prior Transfer Doc | 0438700552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 109 TEMPLE DR, SANFORD, FL 32771-3747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 TEMPLE DR, SANFORD, FL 32771-3747 |
| Document Number | 0109811745 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 10981/1745 |
| Instrument | 2026013930 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 109 TEMPLE DR, SANFORD, FL 32771-3747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 TEMPLE DR, SANFORD, FL 32771-3747 |
| Document Number | 0100601456 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 10060/1456 |
| Instrument | 2021130935 |
| Name | AMERICAS MONEY SOURCE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (-39.03%) Homeowner's exemption | $59,966 (+5.99%) | $185,242 (+13.79%) Land $75,000 Building $110,242 |
| 2023 | $661.00 (+1.69%) Homeowner's exemption | $56,579 (+3%) | $162,795 (+16.02%) Land $65,000 Building $97,795 |
| 2022 | $650.00 Homeowner's exemption | $54,931 | $140,311 Land $63,000 Building $77,311 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 23 (2004–2024) |
| Claims Outside the SFHA | 22 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAVENNA PARK private · serves 2,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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