109 Temple Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 109 Temple Ct, Stephenson, VA 22656 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2021
Square Footage	1,992 sqft Living Area
Lot Size	3,485 sqft (0.08 acres)
Garage	Built-in, 360 sqft
Last Sale	$263,000 (2017)
Tax Bill	$2,169.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`44E3-1-31`
Alternative APN	`8048419`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,992 sqft Living Area
Gross Area	3,311 sqft Gross Area
1st Floor	996 sqft 1st Floor
Basement Area	636 sqft Basement
Finished Basement	636 sqft Finished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2021
Architectural Style	Townhouse Style
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Built-in Garage
Garage Area	360 sqft Garage

Exterior Amenities

Deck Area	299 sqft Deck
Porch	1 Porch
Porch Area	24 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8048419
Street Address	109 TEMPLE CT
City	STEPHENSON
State	VA
Zip	22656-1881
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SNOWDEN BRIDGE L31 S3
Legal Subdivision	5
Legal Lot Number	31
Jurisdiction	FREDERICK VA
Minor Civil Division	STONEWALL
Census Blockgroup	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records · APN 44E3-1-31

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	151 S SPOONERS ST, MOREHEAD CITY, NC 28557-8966
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Doc Number	201711376
Record Refreshed	Sep 20, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 31, 2017
Property Address	109 TEMPLE CT, STEPHENSON, VA 22656-1881
Document Number	0000011376
Instrument Date	Oct 27, 2017
Instrument	11376
Transaction Type	Transfer
Record Updated	Jan 05, 2018
Title Company	MBH SETTLEMENT GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8326 ROXBOROUGH LOOP GAINESVILLE VA 201553208, GAINESVILLE, VA 20155-3208

Mortgage

Document Number	11377
Date	Oct 31, 2017
Instrument	11377

Lender

Name	GRACE ARTHUR L (TE)
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2037

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,169.00 (+10.44%)	$409,200 Land $68,000 Building $341,200	$409,200 Land $68,000 Building $341,200
2025	$1,964.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.