109 Tekapo Dr, Laredo, TX 78045 Property Records

Webb County property record for 109 Tekapo Dr, Laredo, TX 78045

Property Summary

Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on File
Last Sale$318,088 (Mar 2026)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN942-25005-180

Property Details

APN / Parcel Number

Primary APN942-25005-180
Alternative APN
  • 822847

Exterior

Lot Area5,175 sqft (0.119 acres)

Location & Zoning

Street Address109 TEKAPO DR
CityLAREDO
StateTX
Zip78045-2458
Property CategoryOther
Property TypeUnknown
Legal DescriptionPALM LAKE SUBD. PHASE 1 BLK 5 LOT 18
Legal SubdivisionPALM LAKE SUBD. PHASE 1
Legal Block5
Legal Lot Number18
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1004
Census Tract1720

Owner

Source: Webb County records · APN 942-25005-180

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 TEKAPO DR, LAREDO, TX 78045-2458
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST OPTION MORTGAGE LLC
Mar 02, 2026Vendor's Lien, Transfer · FHA Mortgage
FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2026 · Amount on Record
Deed SaleMar 02, 2026 · Amount on Record
Prior SaleJun 13, 2025 · Amount on Record
Deed Document Number20261580984
Deed Book / Page5993 / 452
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address109 TEKAPO DR, LAREDO, TX 78045-2458
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005993/472
DateMar 02, 2026
Book Page5993/472
Instrument1580986
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 02, 2026
Property Address109 TEKAPO DR, LAREDO, TX 78045-2458
Document Number005993/452
Book / Page5993 / 452
Map ReferenceVOL 43 PG 36
Instrument DateFeb 27, 2026
Instrument1580984
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TEKAPO DR, LAREDO, TX 78045-2458

Mortgage

Document Number0001580985
DateMar 02, 2026
Instrument1580985
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$29,715 Land $29,715$29,715 Land $29,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: B&B Communications, Spectrum, Verizon.

Based on FCC filings for 26 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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