109 Taylor St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 109 Taylor St, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,837 sqft · built 1884
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Tax Bill$7,822 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN109741

Property Details

APN / Parcel Number

Primary APN109741
Alternative APN
  • WALT M:069 B:023 L:0004

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories3 Stories
Building Area2,837 sqft Living Area
Gross Area4,903 sqft
Basement Area1,172 sqft
Unfinished Basement1,172 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleOther
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number109741
Street Address109 TAYLOR ST
CityWALTHAM
StateMA
Zip02453-8630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block23
Legal Lot Number4
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group1
Census Block1008
Census Tract368700

Owner

109 Taylor St is owned and occupied by two individuals.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 TAYLOR ST, WALTHAM, MA 02453-8630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address109 TAYLOR ST, WALTHAM, MA 02453-8630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75887-261
DateOct 15, 2020
Book Page75887/261
Instrument186975
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term481 Months
DueNov 1, 2060

Tax Assessment & Valuation

The 2026 property tax bill for 109 Taylor St was $7,822, up 9.4% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,822.00 (+9.38%)$757,900 (+4.08%) Land $411,400 Building $346,500$828,764 (-23.66%)
2025$7,151.00 (+2.33%)$728,200 (+0.46%) Land $373,700 Building $354,500$1,085,660 (-7.55%)
2024$6,988.00 (+2.67%)$724,900 (+9.92%) Land $373,700 Building $351,200$1,174,295
2023$6,806.00$659,500 Land $340,400 Building $319,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Taylor St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–1998)
Claims Outside the SFHA1 of 8
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Taylor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Taylor St

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