Kane County property record for 109 Sweetflag Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $585,500 (Dec 2024) |
| Tax Bill | $13,393 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-129-006 |
| Primary APN | 06-18-129-006 |
|---|
| Street Address | 109 SWEETFLAG CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS UNIT 3 - LT 88 |
| Legal Subdivision | TALL OAKS |
| Legal Block | 2 |
| Legal Lot Number | 88 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851911 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1113 TALL TIMBERS RD, 303, SCHAUMBURG, IL 60173-3941 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Deed Document Number | 202445837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 109 SWEETFLAG CIR, ELGIN, IL 60124-1400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 SWEETFLAG CIR, ELGIN, IL 60124-1400 |
| Document Number | 0000008963 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026K008963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,393.00 (+5,852.44%) | $171,020 (+5,881.81%) Land $43,936 Building $127,084 | $513,265 (+5,882.11%) Land $131,861 Building $381,405 |
| 2024 | $2,859 (+21.4%) Land $2,859 | $8,580 (+21.44%) Land $8,580 | |
| 2022 | $225.00 (+2.74%) | $2,355 (+6.95%) Land $2,355 | $7,065 (+6.95%) Land $7,065 |
| 2021 | $219.00 | $2,202 Land $2,202 | $6,606 Land $6,606 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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