Rains County property record for 109 Swearingen Beach, Point, TX 75472
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1990 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,018 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2750-0000-0790-41 |
| Primary APN | 2750-0000-0790-41 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,552 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Porch | Enclosed Glass Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27500000079041 |
|---|---|
| Street Address | 109 SWEARINGEN BCH |
| City | POINT |
| State | TX |
| Zip | 75472-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY SHORES, LOT 79, DEED 2022-2705 CONVEYED OWNERSHIP FROM LAURA OTTE TO SHERRY MILLER AND ANDREW OTTE, ACRES .2652, UNDIVIDED INTEREST 25.0000000000% |
| Legal Subdivision | SANDY SHORES |
| Legal Block | 4 |
| Legal Lot Number | 79 |
| Jurisdiction | RAINS TX |
109 Swearingen Beach, a single family home, is owned by two individuals.
Source: Rains County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 229 SWEARINGEN BCH, POINT, TX 75472-6211 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Swearingen Beach was $1,018.
Source: Rains County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | East Tawakoni City |
| County | Rains County |
| Unified School District | Rains Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 | $57,537 Land $4,331 Building $53,206 | $57,537 Land $4,331 Building $53,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Swearingen Beach in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Swearingen Beach is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAST TAWAKONI serves 2,686 people · EPA ID TX1900011 |
|---|---|
| Water Source | Purchased surface water from CITY OF EMORY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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