San Joaquin County property record for 109 Swain Dr, Lodi, CA 95240
| Property Type | Duplex |
|---|---|
| Details | 12 bd · 8 ba · 1,979 sqft · built 1976 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Oct 2014) |
| Tax Bill | $2,339 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-210-160-000 |
| Primary APN | 062-210-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 8 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| 1st Floor Area | 1,979 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 062-210-16 |
|---|---|
| Street Address | 109 SWAIN DR |
| City | LODI |
| State | CA |
| Zip | 95240-6216 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 16 |
| Legal Subdivision | THE VALLEY |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 4308 |
109 Swain Dr, a duplex, is owned by an individual who bought it in October 2014.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18175 E FRONT ST, LINDEN, CA 95236-9701 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2014 · Amount on File |
| Deed Sale | Oct 24, 2014 · Amount on File |
| Prior Sale | Feb 27, 2001 · Amount on File |
| Deed Document Number | 2014106947 |
| Prior Transfer Date | Dec 20, 2001 |
| Prior Transfer Doc | 0000208268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 109 SWAIN DR, LODI, CA 95240-6216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000033730 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020-033730 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 109 SWAIN DR, LODI, CA 95240-6216 |
| Document Number | 0000053826 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 18175 E FRONT ST LINDEN CA 952369701, LINDEN, CA 95236-9701 |
| Document Number | 0000053826 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 53826 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 109 Swain Dr was $2,339, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,339.00 (+0.3%) | |
| 2025 | $2,332.00 | $212,721 Land $78,117 Building $134,604 |
| 2023 | $2,234.00 (+2.24%) | $204,463 Land $75,085 Building $129,378 |
| 2022 | $2,185.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Swain Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Swain Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures