McIntosh County property record for 109 SW 4th St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,280 sqft · built 1935 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,500 (Feb 2024) |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460026170 |
| Primary APN | 460026170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Carport |
| Garage Area | 432 sqft |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460026170 |
|---|---|
| Street Address | 109 SW 4TH ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S65' LOT 2 BLK 74 OT-CHECOTAH 560/233 742/120 869/648 1143/357 1190/682 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 74 |
| Legal Lot Number | 2 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 779700 |
Source: McIntosh County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 SW 4TH ST, CHECOTAH, OK 74426-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Warranty Deed, Transfer · USDA Mortgage FLAT BRANCH HOME LOANS INC |
| May 13, 2022 | Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on Record |
| Deed Sale | Feb 5, 2024 · Amount on Record |
| Prior Sale | May 13, 2022 · Amount on Record |
| Deed Document Number | 2024459 |
| Deed Book / Page | 1190 / 682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Feb 5, 2024 |
| Property Address | 109 SW 4TH ST, CHECOTAH, OK 74426-3609 |
| Document Number | 001190/682 |
| Book / Page | 1190 / 682 |
| Instrument Date | Jan 23, 2024 |
| Instrument | I-2024-000459 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | I2024000460 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | I-2024-000460 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | May 13, 2022 |
| Property Address | 109 SW 4TH ST, CHECOTAH, OK 74426-3609 |
| Document Number | 001143/367 |
| Book / Page | 1143 / 367 |
| Instrument Date | May 2, 2022 |
| Instrument | I-2022-002731 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | NATIONS TITLE/OKC, NATIONS TITLE OF OKC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SW 4TH ST, CHECOTAH, OK 74426-3609 |
| Document Number | I2022002732 |
|---|---|
| Date | May 13, 2022 |
| Instrument | I-2022-002732 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,972 (-1.8%) Land $1,308 Building $6,664 | $72,478 (-1.8%) Land $11,893 Building $60,585 | |
| 2025 | $717.00 (-0.14%) | $8,118 (+10.93%) Land $1,308 Building $6,810 | $73,803 (+10.93%) Land $11,893 Building $61,910 |
| 2024 | $718.00 (+9.45%) | $7,318 (-5.08%) Land $923 Building $6,395 | $66,532 (-5.08%) Land $8,395 Building $58,137 |
| 2023 | $656.00 | $7,710 Land $846 Building $6,864 | $70,092 Land $7,695 Building $62,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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