Richland County property record for 109 Sutton Way, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,121 sqft · built 1977 |
| Lot Size | 0.356 acres (15,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Jun 2023) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04203-02-01 |
| Primary APN | 04203-02-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,121 sqft Heated Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,121 sqft |
| Utility Area | 32 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,510 sqft (0.356 acres) |
| Porch | Slab |
| Porch Area | 65 sqft |
| Patio Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Private |
| Account Number | 00053131 |
|---|---|
| Street Address | 109 SUTTON WAY |
| City | IRMO |
| State | SC |
| Zip | 29063-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 5 BLOCK E 62.5X166X35X65X186.4 #SU STONEGATE #PR X-2865; X-3594 |
| Legal Subdivision | STONEGATE |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10313 |
109 Sutton Way is owned by an individual who bought it in June 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 19, 2019 | Grant Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Nov 8, 2018 | Grant Deed, Construction Loan · Line of Credit LENDINGHOME FNDG |
| Oct 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Mar 19, 2019 · Amount on File |
| Deed Document Number | 202324957 |
| Deed Book / Page | 2843 / 1202 |
| Prior Transfer Date | Oct 4, 2018 |
| Prior Transfer Doc | 0023440909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 14, 2023 |
| Property Address | 109 SUTTON WAY, IRMO, SC 29063-8400 |
| Document Number | 0028431203 |
| Book / Page | 2843 / 1203 |
| Map Reference | MB X PG 3594 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023024957 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SUTTON WAY, IRMO, SC 29063-8400 |
| Document Number | 2023024958 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023024958 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 19, 2019 |
| Property Address | 109 SUTTON WAY, IRMO, SC 29063-8400 |
| Document Number | 2379/0690 |
| Book / Page | 002379 / 000690 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 18345 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 109 SUTTON WAY IRMO SC 290638400, IRMO, SC 29063-8400 |
| Document Number | 2379/0693 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 002379/000693 |
| Instrument | 18346 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 8, 2018 |
| Property Address | 109 SUTTON WAY, IRMO, SC 29063-8400 |
| Document Number | 2349/0886 |
| Book / Page | 002349 / 000886 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 81331 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 240 AMMONS LN HARTSVILLE SC 295500362, HARTSVILLE, SC 29550-0362 |
| Document Number | 2349/0890 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 002349/000890 |
| Instrument | 81332 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 18, 2018 |
| Property Address | 109 SUTTON WAY, IRMO, SC 29063-8400 |
| Document Number | 2344/0909 |
| Book / Page | 002344 / 000909 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 76134 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6590 SILVER DR CUMMING GA 300285541, CUMMING, GA 30028-5541 |
The 2025 property tax bill for 109 Sutton Way was $1,696.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 | $181,000 Land $16,000 Building $165,000 | $181,000 Land $16,000 Building $165,000 |
| 2023 | $956.00 (-70.3%) | $4,440 | $111,000 |
| 2022 | $3,219.00 (+0.16%) | ||
| 2021 | $3,214.00 | $6,660 | $111,000 Land $13,300 Building $97,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Sutton Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Sutton Way is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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