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109 Sutton Pl, Gallatin, TN 37066 Property Records

Sumner County property record for 109 Sutton Pl, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,688 sqft · built 2021
Lot Size0.376 acres (16,397 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Apr 2025)
Tax Bill$2,607 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN083146K D 01400

Property Details

APN / Parcel Number

Primary APN083146K D 01400
Alternative APN
  • 146K D 01400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,688 sqft Living Area
Gross Area3,456 sqft
1st Floor Area1,889 sqft
Basement Area1,889 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,397 sqft (0.376 acres)
TerrainRolling
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area740 sqft
DrivewayDriveway
Driveway Area1,535 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area28 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address109 SUTTON PL
CityGALLATIN
StateTN
Zip37066-2635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB32 PG30 LOT234 PRT PCL 146-39.
Legal SubdivisionHUNT CLUB PH 8
Legal Block30
Legal Lot Number234
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group2
Census Block2013
Census Tract21203

Owner

109 Sutton Pl is owned and occupied by two individuals who bought it in April 2025.

Source: Sumner County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address109 SUTTON PL, GALLATIN, TN 37066-2635
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 28, 2021Warranty Deed, Transfer · VA Mortgage
EUSTIS MORTGAGE CORP
Oct 8, 2020Warranty Deed, Transfer
STEWART TITLE COMPANY TN DIV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2025 · Amount on File
Deed SaleApr 1, 2025 · Amount on File
Prior SaleJun 28, 2021 · Amount on File
Deed Document Number20251510582
Deed Book / Page6566 / 126
Prior Transfer DateJul 2, 2024
Prior Transfer Doc0063970696
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address109 SUTTON PL, GALLATIN, TN 37066-2635
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060100010
DateAug 11, 2022
Book Page6010/10
Instrument1425978
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJun 28, 2021
Property Address109 SUTTON PL, GALLATIN, TN 37066-2635
Document Number0056390838
Book / Page5639 / 838
Map ReferenceMB 32 PG 30
Instrument DateJun 25, 2021
Instrument1370824
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanySTEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,883.39
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SUTTON PL, GALLATIN, TN 37066-2635

Mortgage

Document Number5639840
DateJun 28, 2021
Instrument5639/840
Lender
NameEUSTIS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateOct 8, 2020
Property Address109 SUTTON PL, GALLATIN, TN 37066-2635
Document Number0053680178
Book / Page5368 / 178
Map ReferenceMB 32 PG 30
Instrument DateOct 2, 2020
Instrument1332382
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanySTEWART TITLE COMPANY TN DIV

Transaction

AmountAmount on Record
Tax$351.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 KENNESAW BLVD, GALLATIN, TN 37066-6060

Tax Assessment & Valuation

The 2025 property tax bill for 109 Sutton Pl was $2,607.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityHendersonville City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,607.00$183,475 Land $43,750 Building $139,725
2024$733,900 Land $175,000 Building $558,900
2023$3,337.00 (-0.3%)$102,975 (-) Land $20,000 Building $82,975
2022$3,347.00$102,975 Land $20,000 Building $82,975
2021$411,900 Land $80,000 Building $331,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Sutton Pl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims15 (2010–2011)
Claims Outside the SFHA15 of 15
Most Recent ClaimOct 2011 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sutton Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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