109 Surfside Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 109 Surfside Rd, Nantucket, MA 02554

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Detailsbuilt 1994
Lot Size1.83 acres (80,075 sqft)
Owner2 Trust Names on Record
Last Sale$639,000 (Dec 1998)
Tax Bill$10,970 (2025)
Deeds & MortgagesMay 2023 Transfer
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNNANT M:00080 P:00069

Property Details

APN / Parcel Number

Primary APNNANT M:00080 P:00069
Alternative APN
  • 7535

Interior

Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Roof MaterialAsphalt
Lot Area80,075 sqft (1.83 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number7535
Street Address109 SURFSIDE RD
CityNANTUCKET
StateMA
Zip02554-2814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeLUG1
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group1
Census Block1015
Census Tract950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing AddressPO BOX 651, NANTUCKET, MA 02554-0651
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 1998 · Amount on Record
Deed SaleDec 9, 1998 · Amount on Record
Prior SaleNov 3, 1993 · Amount on Record
Deed Book / Page602 / 328
Last Transfer DateApr 5, 2023
Transfer Doc0001936-18
Record UpdatedJun 8, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNANTUCKET MA
Recording DateMay 1, 2023
Property Address109 SURFSIDE RD, NANTUCKET, MA 02554-2814
Document Number0001936-18
Book / Page1936 / 18
Instrument DateApr 5, 2023
Instrument743
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SURFSIDE RD, NANTUCKET, MA 02554-2814

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address109 SURFSIDE RD, NANTUCKET, MA 02554-2814
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001867-125
DateDec 6, 2021
Book Page1867/125
Instrument4840
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,970.00 (+5.39%)$3,344,600 (+0.57%) Land $1,309,900 Building $2,034,700
2024$10,409.00 (+28.38%)$3,325,600 (+31.67%) Land $1,309,900 Building $2,015,700
2023$8,108.00$2,525,800 Land $1,251,800 Building $1,274,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims3 (1991–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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