Charlestown Town property record for 109 Surfside Ave, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,620 sqft · built 2006 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,500,000 (Nov 2005) |
| Tax Bill | $33,207 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 8-0806-51 |
| Primary APN | 8-0806-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 4,879 sqft |
| 1st Floor Area | 1,331 sqft |
| Basement Area | 1,289 sqft |
| Unfinished Basement | 1,289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8-0806-51 |
|---|---|
| Street Address | 109 SURFSIDE AVE |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Lot Number | 43 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 FERN ST, FAIRFIELD, CT 06824-6823 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2005 · Amount on Record |
| Deed Sale | Nov 15, 2005 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,207.00 (+3.31%) | $5,599,900 (-) Land $4,433,600 Building $1,166,300 | $5,666,202 |
| 2023 | $32,143.00 | $5,599,900 Land $4,433,600 Building $1,166,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 15 (1998–2021) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUONOCHONTAUG EAST BEACH WATER ASSOCIATI private · serves 300 people · EPA ID RI1647511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.74 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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