St. Charles County property record for 109 Sunset Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1950 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $806 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 926760D000 |
| Primary APN | 926760D000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Deck Area | Deck Area |
| Patio Area | 348 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 926760D000 |
|---|---|
| Street Address | SUNSET DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | HUXHOLD SUB PT LOT 20 |
| Legal Subdivision | HUXHOLD SUB |
| Legal Lot Number | 20 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 310100 |
109 Sunset Dr is owned by two individuals who acquired it in May 2025.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1118 SAINT PAUL LN, O FALLON, MO 63366-1236 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 |
| Deed Sale | May 2, 2025 |
| Deed Document Number | 202517825 |
| Prior Transfer Date | May 1, 2025 |
| Prior Transfer Doc | 0000017825 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Sunset Dr was $806, down 1.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,985 (-) | $63,080 (-) Land $3,500 Building $59,580 | |
| 2025 | $806.00 (-1.95%) | $11,985 | $63,080 Land $3,500 Building $59,580 |
| 2024 | $822.00 | ||
| 2023 | $11,876 | ||
| 2022 | $62,507 Land $3,500 Building $59,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Sunset Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Sunset Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: AT&T, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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