109 Sunset Dr, Owenton, KY 40359 Property Records

Owen County property record for 109 Sunset Dr, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	1,934 sqft
Lot Size	0.304 acres (13,274 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2025)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-50-00-023.06`

Property Details

APN / Parcel Number

Primary APN	`049-50-00-023.06`
Alternative APN	`13741`

Interior

Stories	1 Story
Building Area	1,934 sqft Living Area
Basement Area	1,230 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,274 sqft (0.304 acres)
Terrain	Rolling
Garage Area	400 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	13741
Street Address	109 SUNSET DR
City	OWENTON
State	KY
Zip	40359-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT/HOUSE
Legal Subdivision	A E ROSE SUBDIVISION
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	1
Census Block	1002
Census Tract	970201

Owner

Source: Owen County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SUNSET DR, OWENTON, KY 40359-3106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Apr 9, 2021	Warranty Deed, Transfer · USDA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	20251178957
Deed Book / Page	278 / 295
Prior Transfer Date	Nov 18, 2014
Prior Transfer Doc	DEED242/771
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	109 SUNSET DR, OWENTON, KY 40359-3106
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET DR, OWENTON, KY 40359-3106

Mortgage

Document Number	00M323/453
Date	Feb 1, 2023
Book Page	M323/453
Instrument	1163550

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	109 SUNSET DR, OWENTON, KY 40359-3106
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET DR, OWENTON, KY 40359-3106

Mortgage

Document Number	MTG323/453
Date	Feb 1, 2023
Book Page	MTG 323/453
Instrument	20231163550

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Apr 9, 2021
Property Address	109 SUNSET DR, OWENTON, KY 40359-3106
Document Number	DEED262/666
Book / Page	DEED 262 / 666
Map Reference	MB 105 PG 107
Instrument Date	Mar 26, 2021
Instrument	2021001107
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET DR, OWENTON, KY 40359-3106

Mortgage

Document Number	MTG303691
Date	Apr 9, 2021
Instrument	MTG 303/691

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Municipality	Owenton City
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (+1.83%)	$164,500 (-)	$164,500 (-)
2023	$1,911.00	$164,500	$164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Broadlinc Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

109 Sunset Dr, Owenton, KY 40359 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sunset Dr

Nearby Streets

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