109 Sunset Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 109 Sunset Dr, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,560 sqft · built 2010
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on File
Last Sale$22,000 (Aug 2008)
Tax Bill$5,511 (2026)
Flood ZoneZone X (minimal risk)
APN364600 287.15-1-26.01

Property Details

APN / Parcel Number

Primary APN364600 287.15-1-26.01
Alternative APN
  • 020600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,560 sqft Total Area
1st Floor Area1,280 sqft
2nd Floor Area1,280 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area36,155 sqft (0.83 acres)
PorchSlab
Porch Area320 sqft
Canopy576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number020600
Street Address109 SUNSET DR
CityONEONTA
StateNY
Zip13820-4691
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block1
Legal Lot Number26.001
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2013
Census Tract590800

Owner

109 Sunset Dr, a duplex, is owned by an individual who bought it in August 2008.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address113 SUNSET DR, ONEONTA, NY 13820
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2008 · Amount on File
Deed SaleAug 29, 2008 · Amount on File
Deed Book / Page1118 / 731
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 109 Sunset Dr was $5,511, down 43.1% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionOneonta Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,511.00 (-43.11%)
2025$9,687.00$172,600 Land $25,600 Building $147,000$246,571 Land $36,571 Building $210,000
2023$1,586.00$172,600 (-) Land $25,600 Building $147,000$221,282 (+12.82%) Land $32,821 Building $188,461
2022$172,600 Land $25,600 Building $147,000$196,136 Land $29,091 Building $167,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2006–2013)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2013 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sunset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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