109 Sunset Dr, Morganton, NC 28655 Property Records

Burke County property record for 109 Sunset Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,597 sqft · built 1966
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2020)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1783880384`

Property Details

APN / Parcel Number

Primary APN	`1783880384`
Alternative APN	`16601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,697 sqft
Basement Area	797 sqft
Unfinished Basement	797 sqft
Flooring	Hardwood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	408 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1783880384
Street Address	109 SUNSET DR
City	MORGANTON
State	NC
Zip	28655-7833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 SUNSET DR MORGANTON, NC 28655
Legal Subdivision	EMORYWOOD
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1009
Census Tract	20202

Owner

Source: Burke County records · APN 1783880384

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 SUNSET DR, MORGANTON, NC 28655-7833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 10, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	0002448448
Deed Book / Page	2448 / 448
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	109 SUNSET DR, MORGANTON, NC 28655-7833
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET DR, MORGANTON, NC 28655-7833

Mortgage

Document Number	0027850161
Date	Jan 15, 2025
Book Page	2785/161
Instrument	2024011974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Mar 01, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 10, 2020
Property Address	109 SUNSET DR, MORGANTON, NC 28655-7833
Document Number	0024480448
Book / Page	2448 / 0448
Map Reference	MB 52 PG 97
Instrument Date	Feb 07, 2020
Instrument	2017037043
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 DOGWOOD RIDGE RD, 138, MORGANTON, NC 28655-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET DR, MORGANTON, NC 28655-7833

Mortgage

Document Number	2017037044
Date	Feb 10, 2020
Instrument	2017037044

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (-0.54%)	$276,214 (-) Land $19,698 Building $256,516	$276,214 (-) Land $19,698 Building $256,516
2023	$1,855.00	$276,214 Land $19,698 Building $256,516	$276,214 Land $19,698 Building $256,516

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: City of Morganton. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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