109 Sunny Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 109 Sunny Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,283 sqft · built 1942
Lot Size	0.151 acres (6,600 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Nov 2016)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-27-381-006`

Property Details

APN / Parcel Number

Primary APN	`19-27-381-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,283 sqft
Gross Area	2,566 sqft
1st Floor Area	1,283 sqft

Exterior

Year Built	Built 1942
Architectural Style	Cape Cod
Exterior Material	Ribbed Aluminum
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 SUNNY DR
City	ALGONQUIN
State	IL
Zip	60102-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0045082 LT 57 SUNNYSIDE ADDN
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	SUNNYSIDE ADD
Legal Block	381
Legal Lot Number	57
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2029
Census Tract	871311

Owner

109 Sunny Dr is owner-occupied and held in a trust since November 2016.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	109 SUNNY DR, ALGONQUIN, IL 60102-2346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Mar 3, 2011 · Amount on File
Deed Document Number	SPECIAL WARRANTY
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	109 SUNNY DR, ALGONQUIN, IL 60102-2346
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNNY DR, ALGONQUIN, IL 60102-2346

Mortgage

Document Number	0000008304
Date	Apr 13, 2023
Instrument	2023R0008304

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	109 SUNNY DR, ALGONQUIN, IL 60102-2346
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024365
Date	Aug 2, 2019
Instrument	2019R0024365

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$49,050 Land $11,192 Building $37,858	$147,150 Land $33,576 Building $113,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Sunny Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1990–2020)
Claims Outside the SFHA	7 of 11
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sunny Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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