Putnam County property record for 109 Sunland Dr, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 1,255 sqft · built 1981 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-10-27-8255-013.0-005.0 |
| Primary APN | 43-10-27-8255-013.0-005.0 |
|---|---|
| Alternative APN |
|
| Building Area | 1,255 sqft Living Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 109 SUNLAND DR |
|---|---|
| City | SATSUMA |
| State | FL |
| Zip | 32189-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JOHNS RIVERSIDE ESTATES, RI |
| Legal Subdivision | RIVERSIDE |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | EAST PALATKA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 951100 |
109 Sunland Dr is owned and occupied by an individual.
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 SUNLAND DR, SATSUMA, FL 32189-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 109 SUNLAND DR, SATSUMA, FL 32189-2521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 109 SUNLAND DR, SATSUMA, FL 32189-2521 |
| Document Number | 0017251150 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 1725/1150 |
| Instrument | 202354020896 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 109 Sunland Dr was $602 with a senior citizen's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 Senior Citizen's exemption | $53,930 | $93,070 Land $6,060 Building $87,010 |
| 2023 | $557.00 (-41.12%) Senior Citizen's exemption | $50,890 (+3%) | $96,710 (+17.34%) Land $4,920 Building $91,790 |
| 2022 | $946.00 Homeowner's exemption | $49,410 | $82,420 Land $3,030 Building $79,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Sunland Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 20 (1994–2020) |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Sunland Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN MATEO ESTATES private · serves 112 people · EPA ID FL2544295 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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