Exeter Town property record for 109 Sunderland Rd, Exeter, RI 02822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,412 sqft · built 2003 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,490 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0210-08 |
| Primary APN | 19-0210-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,412 sqft Living Area |
| Gross Area | 8,832 sqft |
| 1st Floor Area | 2,272 sqft |
| Attic | Attic |
| Attic Area | 1,008 sqft |
| Basement Area | 2,272 sqft |
| Unfinished Basement | 2,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 199,505 sqft (4.58 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 19-0210-08 |
|---|---|
| Street Address | 109 SUNDERLAND RD |
| City | EXETER |
| State | RI |
| Zip | 02822-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-4 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | EXETER RI |
| Township / Civil Division | EXETER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 50500 |
109 Sunderland Rd is owned and occupied by two individuals.
Source: Exeter Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SUNDERLAND RD, EXETER, RI 02822-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EXETER RI |
| Property Address | 109 SUNDERLAND RD, EXETER, RI 02822-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000590-289 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 590/289 |
| Instrument | 124 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Mar 1, 2030 |
The 2025 property tax bill for 109 Sunderland Rd was $12,490.
Source: Exeter Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Exeter Town |
| Elementary School District | Exeter-West Greenwich Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,490.00 | $846,800 Land $184,400 Building $662,400 | $977,180 |
| 2023 | $8,769.00 (+2.37%) | $614,500 (-) Land $132,700 Building $481,800 | |
| 2022 | $8,566.00 | $614,500 Land $132,700 Building $481,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Sunderland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Sunderland Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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