109 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 109 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,071 sqft · built 1984
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$649,900 (Oct 2021)
Tax Bill	$8,293 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02016484`

Property Details

APN / Parcel Number

Primary APN	`09-02016484`
Alternative APN	`02016484`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,071 sqft Living Area
Gross Area	6,191 sqft
1st Floor Area	2,184 sqft
Basement Area	963 sqft
Finished Basement	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	412 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02016484
Street Address	109 SUMMIT HALL RD
City	GAITHERSBURG
State	MD
Zip	20877-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BRIGHTON HIGHLANDS
Legal Subdivision	BRIGHTON HIGHLANDS
Legal Block	1
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

109 Summit Hall Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Deed Book / Page	64383 / 93
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	4323
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 26, 2021
Property Address	109 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1848
Document Number	0643830093
Book / Page	64383 / 93
Map Reference	MB 112 PL 13147
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,123.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 HIPP ST, 206, JOHNSTOWN, PA 15902-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1848

Mortgage

Document Number	64383101
Date	Oct 26, 2021
Instrument	64383/101

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Summit Hall Rd was $8,293, down 2.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,300 (+11.3%) Land $199,800 Building $570,500	$770,300 (-) Land $199,800 Building $570,500
2025	$8,293.00 (-2.25%)	$692,100	$770,300 Land $199,800 Building $570,500
2024	$8,484.00
2023		$535,700 Land $199,800 Building $335,900	$535,700 Land $199,800 Building $335,900
2022	$6,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Summit Hall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Summit Hall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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