109 Summit Ave, Jamestown, RI 02835 Property Records

Jamestown Town property record for 109 Summit Ave, Jamestown, RI 02835

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,896 sqft · built 1989
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Nov 2020)
Tax Bill	$6,561 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JAME M:1 L:278`

Property Details

APN / Parcel Number

Primary APN	`JAME M:1 L:278`
Alternative APN	`1055055`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	4,697 sqft
1st Floor Area	1,259 sqft
Basement Area	1,245 sqft
Unfinished Basement	297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,998 sqft (0.459 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1055055
Street Address	109 SUMMIT AVE
City	JAMESTOWN
State	RI
Zip	02835-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	278
Jurisdiction	JAMESTOWN RI
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	41300

Owner

Source: Jamestown Town records · APN JAME M:1 L:278

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	99 MANCHAUG RD, SUTTON, MA 01590-1140
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Quit Claim Deed, Transfer Quitclaim
May 21, 2018	Deed of Trust, Mortgage SALEM FIVE CENTS SAVINGS BANK
Nov 20, 2020	Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jul 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Nov 06, 1998 · Amount on Record
Deed Document Number	202059272
Deed Book / Page	978 / 227
Last Transfer Date	Sep 08, 2023
Transfer Doc	001040-326
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMESTOWN RI
Recording Date	Sep 14, 2023
Property Address	109 SUMMIT AVE, JAMESTOWN, RI 02835-2142
Document Number	001040-326
Book / Page	1040 / 326
Instrument Date	Sep 08, 2023
Instrument	20230000064928
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	99 MANCHAUG RD, SUTTON, MA 01590-1140

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	109 SUMMIT AVE, JAMESTOWN, RI 02835-2142
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	921-183
Date	May 21, 2018
Book Page	921/183
Instrument	54641

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMESTOWN RI
Recording Date	Nov 20, 2020
Property Address	109 SUMMIT AVE, JAMESTOWN, RI 02835-2142
Document Number	978-227
Book / Page	978 / 227
Instrument Date	Nov 13, 2020
Instrument	59272
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59273
Date	Nov 20, 2020
Instrument	59273

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMESTOWN RI
Recording Date	Jul 25, 2018
Property Address	109 SUMMIT AVE, JAMESTOWN, RI 02835-2142
Document Number	925-178
Book / Page	000925 / 000178
Instrument Date	Jul 13, 2018
Instrument	54956
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 SUMMIT AVE JAMESTOWN RI 028352142, JAMESTOWN, RI 02835-2142

Tax Assessment & Valuation

Source: Jamestown Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Jamestown Town
Elementary School District	Jamestown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,561.00 (+2.8%)	$1,163,300 (+27.23%) Land $348,500 Building $814,800
2023	$6,382.00 (+2.8%)	$914,300 (-) Land $264,100 Building $650,200
2022	$6,208.00	$914,300 Land $264,100 Building $650,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44005C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440050413002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1991–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2014
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 13 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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