109 Summerfield Pl, Flat Rock, NC 28731 Property Records

Henderson County property record for 109 Summerfield Pl, Flat Rock, NC 28731

Property Summary

Property TypeTownhouse
Details2 ba · 1,750 sqft · built 2007
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$259,500 (Mar 2007)
Tax Bill$2,098 (2025)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APN9588639721

Property Details

APN / Parcel Number

Primary APN9588639721
Alternative APN
  • 1003778

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,750 sqft Heated Area
1st Floor Area1,750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Lot Area2,178 sqft (0.05 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1003778
Street Address109 SUMMERFIELD PL
CityFLAT ROCK
StateNC
Zip28731-9201
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code1003778~R1
Legal DescriptionORCHARDS OF FR PL2006-6012 UN29-C
Legal SubdivisionORCHARDS FLAT ROCK
Legal Block63
Legal Lot Number9721
Legal Unit29-C
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1014
Census Tract930302

Owner

109 Summerfield Pl, a townhouse, is owned by two individuals who bought it in March 2007.

Source: Henderson County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 31223, SEA ISLAND, GA 31561-1223
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2007 · Amount on File
Deed SaleMar 1, 2007 · Amount on File
Deed Book / Page1308 / 701
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 25, 2021
Property Address109 SUMMERFIELD PL, FLAT ROCK, NC 28731-9201
Document Number0037710567
Book / Page3771 / 567
Map ReferenceSL 6012
Instrument DateAug 23, 2021
Instrument961217
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 31223, SEA ISLAND, GA 31561-1223

Tax Assessment & Valuation

The 2025 property tax bill for 109 Summerfield Pl was $2,098.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,000 Land $48,500 Building $325,500
2025$2,098.00
2023$374,000 Land $48,500 Building $325,500$374,000 Land $48,500 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Summerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Summerfield Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summerfield Pl

Nearby Streets

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