109 Summer Wind Cir, Madison, AL 35758 Property Records

Madison County property record for 109 Summer Wind Cir, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,943 sqft · built 2009
Lot Size	0.255 acres (11,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Apr 2026)
Tax Bill	$3,099 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-11-0-001-035.050`

Property Details

APN / Parcel Number

Primary APN	`16-01-11-0-001-035.050`
Alternative APN	`558083`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,134 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	558083
Street Address	109 SUMMER WIND CIR
City	MADISON
State	AL
Zip	35758-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 WINDSTONE PB # 20070123000051390
Legal Range	02W
Legal Township	04S
Legal Section	11
Legal Subdivision	WINDSTONE
Legal Lot Number	49
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1008
Census Tract	11027

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SUMMER WIND CIR, MADISON, AL 35758-8001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · VA Mortgage SOUTHERN FIDELITY MTG GROUP/HU
Apr 22, 2026	Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MTG GROUP/HU
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Book / Page	2026 / 17533
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 22, 2026
Property Address	109 SUMMER WIND CIR, MADISON, AL 35758-8001
Document Number	2026083964
Book / Page	2026 / 83964
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GALT LN, MADISON, AL 35758-4220

Mortgage

Document Number	2026083964,
Date	Apr 22, 2026
Book Page	2026/83964

Lender

Name	SOUTHERN FIDELITY MTG GROUP/HU

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Apr 22, 2026
Property Address	109 SUMMER WIND CIR, MADISON, AL 35758-8001
Document Number	2026017533
Book / Page	2026 / 17533
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUMMER WIND CIR, MADISON, AL 35758-8001

Mortgage

Document Number	2026083964,
Date	Apr 22, 2026
Book Page	2026/83964

Lender

Name	SOUTHERN FIDELITY MTG GROUP/HU

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON AL
Recording Date	Oct 8, 2020
Property Address	109 SUMMER WIND CIR, MADISON, AL 35758-8001
Document Number	0000080593
Instrument Date	Oct 5, 2020
Instrument	80593
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$323.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUMMER WIND CIR MADISON AL 357588001, MADISON, AL 35758-8001

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,099.00 (+1.74%)
2025	$3,046.00 (+7.37%) Homeowner's exemption	$44,380 (+7.25%) Land $11,000 Building $33,380	$443,800 (+7.25%) Land $110,000 Building $333,800
2023	$2,837.00 (+10.78%) Homeowner's exemption	$41,380 (+10.64%) Land $8,000 Building $33,380	$413,800 (+10.64%) Land $80,000 Building $333,800
2022	$2,561.00 Homeowner's exemption	$37,400 Land $8,000 Building $29,400	$374,000 Land $80,000 Building $294,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Xfinity.

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