109 Sumac Ln, Schaumburg, IL 60193 Property Records

Cook County property record for 109 Sumac Ln, Schaumburg, IL 60193

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,582 sqft · built 1988
Lot Size	0.098 acres (4,252 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2016)
Tax Bill	$6,355 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-22-316-026`

Property Details

APN / Parcel Number

Primary APN	`07-22-316-026`
Alternative APN	`07-22-316-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,252 sqft (0.098 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	109 SUMAC LN
City	SCHAUMBURG
State	IL
Zip	60193-1662
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(SARAHS) (GROVE) SUB IN THE SW SEC 22-41-10
Legal Range	10E
Legal Township	41N
Legal Section	22
Legal Subdivision	SARAHS GROVE
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	1
Census Block	1006
Census Tract	804810

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SUMAC LN, SCHAUMBURG, IL 60193-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	May 15, 2006 · Amount on Record
Deed Document Number	201655136
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	109 SUMAC LN, SCHAUMBURG, IL 60193-1662
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUMAC LN, SCHAUMBURG, IL 60193-1662

Mortgage

Document Number	0010801028
Date	Apr 18, 2022
Instrument	2210801028

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 25, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	109 SUMAC LN, SCHAUMBURG, IL 60193-1662
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025912065
Date	Sep 16, 2021
Instrument	2125912065

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	1.99%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	109 SUMAC LN, SCHAUMBURG, IL 60193-1662
Document Number	2018449095
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 SUMAC LN SCHAUMBURG IL 601931662, SCHAUMBURG, IL 60193-1662

Mortgage

Document Number	2018449095
Date	Jul 2, 2020
Instrument	18449095

Lender

Name	HOMELAND MTG
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Schaumburg Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+30.76%) Land $5,953 Building $28,047	$340,000 (+30.76%) Land $59,530 Building $280,470
2023	$6,355.00 (+3.62%)
2022	$6,133.00 Homeowner's exemption	$26,001 Land $4,001 Building $22,000	$260,010 Land $40,010 Building $220,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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