Cowlitz County property record for 109 Studebaker Pl, Castle Rock, WA 98611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,756 sqft · built 1976 |
| Lot Size | 0.344 acres (14,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,900 (Jul 2023) |
| Tax Bill | $3,325 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WK3520004 |
| Primary APN | WK3520004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,197 sqft |
| 1st Floor Area | 1,756 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 14,993 sqft (0.344 acres) |
| Lot Dimensions | 153 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 160 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 3016504 |
|---|---|
| Street Address | 109 STUDEBAKER PL |
| City | CASTLE ROCK |
| State | WA |
| Zip | 98611-9377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 539 (STUDEBAKER HGTS) -4 35 -10N -2W |
| Legal Range | 02W |
| Legal Township | 10N |
| Legal Section | 35 |
| Legal Subdivision | STUDEBAKER HGTS |
| Legal Lot Number | 4 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | CASTLE ROCK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2003 |
109 Studebaker Pl is owned and occupied by two individuals who bought it in July 2023.
Source: Cowlitz County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Aug 4, 2021 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIBRE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Aug 4, 2021 · Amount on File |
| Deed Document Number | 20233737599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Jul 18, 2023 |
| Property Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Document Number | 0003737599 |
| Map Reference | VOL 11 PG 56&57 |
| Instrument Date | Jul 15, 2023 |
| Instrument | 3737599 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,938.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Document Number | 0003737600 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 3737600 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Aug 4, 2021 |
| Property Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Document Number | 0003690619 |
| Map Reference | VOL 11 PG 56&57 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 3690619 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,467.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Document Number | 0003690620 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 3690620 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 109 STUDEBAKER PL, CASTLE ROCK, WA 98611-9377 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | COWLITZ COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003680856 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 3680856 |
| Name | FIBRE FCU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, WA 98632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 109 Studebaker Pl was $3,325.
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Castle Rock School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,325.00 | $416,010 Land $36,330 Building $379,680 | $416,010 Land $36,330 Building $379,680 |
| 2023 | $3,097.00 | ||
| 2022 | $385,600 Land $42,790 Building $342,810 | $385,600 Land $42,790 Building $342,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Studebaker Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Studebaker Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Hawk Networks Fixed Wireless | 150 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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