109 Stuart St, Bethalto, IL 62010 Property Records

Madison County property record for 109 Stuart St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1978
Lot Size	0.107 acres (4,699 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2019)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage
APN	`19-2-08-01-15-402-024`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-15-402-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	4,699 sqft (0.107 acres)
Lot Dimensions	101 ft deep x 46 ft wide
Garage Type	Attached
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 STUART ST
City	BETHALTO
State	IL
Zip	62010-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 4TH ADD LOT 42 46.45X101.17XIRR
Legal Subdivision	FAIRWOOD EAST FOURTH ADDN
Legal Lot Number	42
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2012
Census Tract	401721

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 STUART ST, BETHALTO, IL 62010-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI TOWN & CNTRY BANC MTG SVCS
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	201920017
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	109 STUART ST, BETHALTO, IL 62010-1142
Document Number	0000032315
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STUART ST BETHALTO IL 620101142, BETHALTO, IL 62010-1142

Mortgage

Document Number	0000032315
Date	Sep 14, 2020
Instrument	32315

Lender

Name	TOWN & CNTRY BANC MTG SVCS
Type	Mortgage Company
Address	SPRINGFIELD, IL 62711

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 27, 2019
Property Address	109 STUART ST, BETHALTO, IL 62010-1142
Document Number	0000020017
Map Reference	PB47 PG132
Instrument Date	Jun 26, 2019
Instrument	2019R20017
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TERRA VERDE CT, EDWARDSVILLE, IL 62025-2800

Mortgage

Document Number	0000020018
Date	Jun 27, 2019
Instrument	2019R20018

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (+7.81%)	$58,710 (+25.96%) Land $6,590 Building $52,120	$176,130 (+25.83%) Land $19,770 Building $156,360
2024	$3,394.00 (+10.12%)
2022	$3,082.00	$46,610 Land $5,230 Building $41,380	$139,970 Land $15,706 Building $124,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Stuart St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures