Hamilton County property record for 109 Stringer St, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 6,244 sqft · built 2022 |
| Lot Size | 0.34 acres (14,840 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (May 2022) |
| Tax Bill | $6,425 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Jul 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135F B 007 |
| Primary APN | 135F B 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 6,244 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,840 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060143 |
|---|---|
| Street Address | 109 STRINGER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | M1 |
| Legal Description | LT 5 WILL CUMMINGS PB 9 PG 37 REV 115-169 REV 124-49 |
| Legal Subdivision | CUMMINGS WILL |
| Legal Tract | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 330537, MIAMI, FL 33233-0537 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| May 23, 2022 | Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| May 3, 2022 | Warranty Deed, Construction Loan CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Dec 18, 2020 | Warranty Deed, Transfer TITLE GNTY & TR CO/CHATTANOOGA |
| Nov 22, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage MILLENNIUM BK |
| Apr 2, 2019 | Quit Claim Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Oct 18, 2018 | Warranty Deed, Construction Loan · Line of Credit MILLENNIUM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on Record |
| Deed Sale | May 3, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 2022186 |
| Deed Book / Page | 12944 / 332 |
| Last Transfer Date | May 5, 2022 |
| Transfer Doc | 0000000196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000178 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 12480/428 |
| Instrument | 2021051100178 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000007 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 13029/885 |
| Instrument | 2022071900007 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 23, 2022 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 0000000196 |
| Book / Page | 12967 / 499 |
| Map Reference | MB 124 PG 49 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022052300196 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 330537, CORAL GABLES, FL 33133 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 3, 2022 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 0000000186 |
| Book / Page | 12944 / 331 |
| Map Reference | MB 115 PG 169 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022050300186 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 125 VILLARBOIT CRES CONRADA L4K 4K2, 4K2, ONTARIO XX |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 18, 2020 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 1218000131 |
| Book / Page | 012281 / 000220 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 201218000131 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2106 FORT ST CHATTANOOGA TN 374082413, CHATTANOOGA, TN 37408-2413 |
| Document Number | 1222000176 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 012285/000380 |
| Instrument | 201222000176 |
| Name | TITLE GNTY & TR CO/CHATTANOOGA |
|---|---|
| Address | 617 WALNUT ST, CHATTANOOGA, TN 37402-1913 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 22, 2019 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 1122000087 |
| Book / Page | 011828 / 000106 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 191122000087 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 213 WINCHESTER ST CHATTANOOGA TN 374053235, CHATTANOOGA, TN 37405-3235 |
| Document Number | 1122000087 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 011828/000106 |
| Instrument | 191122000087 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 21, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 2, 2019 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 0402000230 |
| Book / Page | 011603 / 000720 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 190402000230 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 213 WINCHESTER ST CHATTANOOGA TN 374053235, CHATTANOOGA, TN 37405-3235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 18, 2018 |
| Property Address | 109 STRINGER ST, CHATTANOOGA, TN 37405-3326 |
| Document Number | 1018000173 |
| Book / Page | 011480 / 000629 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 181018000173 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 10, 2019 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STRINGER ST CHATTANOOGA TN 374053223, CHATTANOOGA, TN 37405-3223 |
| Document Number | 1018000174 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 011480/000632 |
| Instrument | 181018000174 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,425.00 (-10.74%) | $423,920 (+31.75%) | $1,059,800 (+31.75%) Land $187,500 Building $872,300 |
| 2024 | $7,198.00 | $321,760 (-) | $804,400 (-) Land $105,000 Building $699,400 |
| 2023 | $7,198.00 (+85.47%) | $321,760 (+85.47%) | $804,400 (+85.47%) Land $105,000 Building $699,400 |
| 2022 | $3,881.00 | $173,480 | $433,700 Land $105,000 Building $328,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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