109 Stratford Dr, Madison, MS 39110 Property Records

Madison County property record for 109 Stratford Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,184 sqft · built 1997
Lot Size	0.4 acres (17,436 sqft)
Owner	Trust Name on File
Last Sale	$90,900 (Jan 2014)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-197`

Property Details

APN / Parcel Number

Primary APN	`071A-02-197`
Alternative APNs	`071A-02-197/00.00` `3120`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,184 sqft Adjusted Area
Gross Area	1,894 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,436 sqft (0.4 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3120
Street Address	109 STRATFORD DR
City	MADISON
State	MS
Zip	39110-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 147 FAIRFIELD PART 3 C@162
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	147
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

109 Stratford Dr is held in a trust since January 2014.

Source: Madison County records, as of June 30, 2026

Owner of Record	Trust Name on File
Mailing Address	718 ARLINGTON CT, MADISON, MS 39110-7189
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jan 11, 2019	Warranty Deed, Transfer
Jan 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2014 · Amount on File
Deed Sale	Jan 31, 2014 · Amount on File
Deed Document Number	2014724701
Deed Book / Page	3045 / 962
Prior Transfer Date	Jan 21, 2014
Prior Transfer Doc	3045/0962
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 STRATFORD DR, MADISON, MS 39110-7815
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 ARLINGTON CT, MADISON, MS 39110-7189

Mortgage

Document Number	004209/597
Date	May 17, 2022
Book Page	4209/597
Instrument	956997

Lender

Name	WHITNEY BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 12, 2023

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 11, 2019
Property Address	109 STRATFORD DR, MADISON, MS 39110-7815
Document Number	0000856840
Book / Page	003682 / 000784
Instrument Date	Jan 10, 2019
Instrument	856840
Transaction Type	Transfer
Record Updated	Jan 23, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	336 LONG COVE DR MADISON MS 391109183, MADISON, MS 39110-9183

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 11, 2019
Property Address	109 STRATFORD DR, MADISON, MS 39110-7815
Document Number	0000856839
Book / Page	003682 / 000781
Instrument Date	Jan 10, 2018
Instrument	856839
Transaction Type	Transfer
Record Updated	Jan 23, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	336 LONG COVE DR MADISON MS 391109183, MADISON, MS 39110-9183

Tax Assessment & Valuation

The 2025 property tax bill for 109 Stratford Dr was $2,884.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00	$24,749	$164,990 Land $35,000 Building $129,990
2024	$2,884.00
2023	$2,884.00	$24,749	$164,990 Land $35,000 Building $129,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Stratford Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Stratford Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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