Kenton County property record for 109 Stonehinge Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1980 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Jul 2025) |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-378.00 |
| Primary APN | 045-30-00-378.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 131 ft deep x 72 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 109 STONEHINGE CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS PHASE B PT 3A LOT 487 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 3A |
| Legal Lot Number | 487 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 66801 |
109 Stonehinge Cir is owned and occupied by two individuals who bought it in July 2025.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 STONEHINGE CIR, COVINGTON, KY 41017-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 2025144 |
| Deed Book / Page | 354 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 10, 2017 |
| Property Address | 109 STONEHINGE CIR, COVINGTON, KY 41017-9765 |
| Document Number | 0000000085 |
| Book / Page | 0I3937 / 000130 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STONEHINGE CIR COVINGTON KY 410179765, COVINGTON, KY 41017-9765 |
| Document Number | 87 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 0I3937/000133 |
| Instrument | 87 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2047 |
| Document Number | 88, |
|---|---|
| Date | May 10, 2017 |
| Book Page | 0I3937/000148 |
| Instrument | 88 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 9, 2027 |
The 2025 property tax bill for 109 Stonehinge Cir was $1,986.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,000 (+23.69%) Land $20,000 Building $228,000 | $248,000 (+23.69%) Land $20,000 Building $228,000 | |
| 2025 | $1,986.00 | $200,500 Land $20,000 Building $180,500 | $200,500 Land $20,000 Building $180,500 |
| 2023 | $2,137.00 | $200,500 Land $20,000 Building $180,500 | $200,500 Land $20,000 Building $180,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Stonehinge Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Stonehinge Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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